Date posted: 19, May 2025
Author: Muhammad Muddasir
Travel planning is always exciting, but being covered against unforeseen circumstances makes your holiday smooth. Whether you travel to the Schengen area for vacations, go to Turkey for work, or visit far-off places, travel insurance is a must. It covers you for medical needs, cancellation of trips, or stolen bags.
This travel insurance review compares the best travel insurance covers in Pakistan on the basis of coverage, price, and customer satisfaction. Following this, you’ll be able to make an informed choice that suits your travel requirements and budget.
Traveling without insurance exposes you to multiple risks. Here’s why having travel insurance is crucial for Pakistani travelers:
Healthcare abroad, especially in regions like Europe or the US, can cost a fortune. Travel insurance covers medical bills, ensuring you receive care without financial strain.
Emergencies or unforeseen interruptions can turn your plans upside down. Insurance provides reimbursement for prepaid expenses and extra costs.
Misplaced luggage or stolen passports are stressful but manageable with financial compensation and assistance offered by most policies.
Countries in the Schengen region legally require Pakistani travelers to carry insurance coverage worth at least €30,000 (commonly offered by top providers).
Choosing the ideal policy depends on your destination, preferences, and budget. Consider these factors while selecting a policy:
Here’s our expertly curated list of the best travel insurance providers for Pakistani travelers:
A rising provider gaining popularity for its affordable yet reliable plans.
Coverage: Health emergencies, trip delays, baggage loss replacement.
Strength: Competitive pricing and personalized packages.
Best For: Middle-income travelers seeking cost-effective solutions.
Known for its widespread coverage for individuals and families.
Coverage: Health emergencies, personal accidents, trip delays.
Strength: Affordable Schengen travel insurance plans.
Best For: Budget-conscious and family travelers.
One of Pakistan’s leading insurance providers offering comprehensive packages.
Coverage: Medical emergencies, trip cancellations, lost passport.
Strength: Flexible policies tailored for frequent or international travelers.
Best For: Entrepreneurs and professionals.
Offers tailored plans with extensive health-related add-ons.
Coverage: Medical evacuation, baggage delay compensation, legal assistance.
Strength: Strong and reliable customer support team.
Best For: Travelers with specific health concerns.
Known for its affordability and medical-focused insurance options.
Coverage: Medical expenses, travel interruptions, trip cancellations.
Strength: Budget-friendly plans.
Best For: Students and budget-conscious travelers.
Focuses on innovative travel health insurance solutions for international trips.
Coverage: Medical insurance, lost documents assistance.
Strength: Quick and efficient claims process.
Best For: Frequent flyers
Reputed for straightforward and comprehensive travel insurance packages.
Coverage: Emergency assistance, lost or delayed baggage.
Strength: Digital tools make purchasing and claims seamless.
Best For: Families traveling abroad.
Provides premium-level policies with comprehensive global coverage.
Coverage: Travel disruptions, medical emergencies, theft protection.
Strength: High claim limits for extensive travel requirements.
Best For: Professionals on corporate or business trips.
Specializes in Shariah-compliant travel insurance plans.
Coverage: Emergency health issues, travel delays, and stolen luggage.
Strength: Ethical insurance solutions for a niche customer base.
Best For: Travelers heading to the Middle East or preferring Islamic insurance.
Provides quick and accessible insurance packages for frequent travelers.
Coverage: Baggage loss, emergency medical care, passport replacement.
Strength: Convenient and accessible across Pakistan.
Best For: Domestic and international travelers who prioritize convenience.
| Provider | Core Strength | Coverage Limit (PKR) | Best For |
| EFU Life Assurance | Affordable Schengen policies | Up to PKR 800,000 | Budget-seekers |
| Jubilee General | Flexible policy options | Up to PKR 1,000,000 | Entrepreneurs, professionals |
| Adamjee Insurance | Extensive health coverage | Up to PKR 1,000,000 | Health-conscious travelers |
| Chubb Insurance | Premium-level options | Up to PKR 2,000,000 | Business travelers |
| United Insurance | Affordable and reliable | Up to PKR 600,000 | Middle-income travelers |
Choosing travel insurance in Pakistan doesn’t have to be daunting. With EFU Life, Jubilee General, United Insurance, and others, you can travel with peace of mind knowing you have coverage for the unexpected.
Start planning your next adventure with the right partner by your side. Compare policies today to ensure every moment of your trip is as phenomenal as possible!
